Q. How do mortgage note buyers determine the offer amount?

How much your mortgage note is worth depends on how likely the payer is to continue to make payments. A less-risky note is worth more than a higher-risk note.

These factors can increase the amount your note is worth:

  1. Rising value of the property
  2. The buyer having a substantial amount of equity in the property
  3. The buyer having an above-average credit score