Sold a home, land or a business in Atlanta with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.
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If you sold a property in Atlanta and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.
The example on the right is a seller-financed home in Atlanta: 38 payments made, 262 left. Your specialist prices it from the payment history, the equity and the payer.
General information, not legal advice. Talk with a Georgia real estate attorney about your own situation.
When you sell a note, the security deed (or bond for title) is assigned to the buyer, and that assignment is recorded with the same county clerk that recorded the original. Most of Atlanta is in Fulton County; parts of the city are in DeKalb County.
136 Pryor St SW, Atlanta, GA 30303
Records deeds, security deeds and assignments for property in Fulton County.
556 N. McDonough St, Decatur, GA 30030
Records deeds and assignments for property in the DeKalb County part of Atlanta.
You can look up recorded documents for any Georgia county in the statewide index run by the Georgia Superior Court Clerks’ Cooperative Authority (GSCCCA). Having the recording information for your security deed ready speeds up a quote.
Use the quote form or call 678-904-4741. The basics are enough: the balance, the payment, how many payments are left and the property address.
The promissory note, the security deed or bond for title, the closing statement and the payment history.
A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.
Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.
Free, no-obligation quote. Most people only need the basic terms to start.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
We buy notes on homes, land, rentals and commercial property across the Atlanta metro area, inside the city and in the surrounding cities and counties.
Real Estate Mortgage Note Buyers Atlanta GA
2207 St Clair Dr NE, # F, Atlanta, GA 30329 · 678-904-4741
Mon–Sat 7 AM–7 PM, Sun 9 AM–5 PM
A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Atlanta:
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024), via Data USA.
What it means for you: home values in Atlanta have climbed since 2021, so many seller-financed properties now have more equity behind them than when the note was written. More equity makes a note safer for a buyer, which helps the price you’re offered. With more renter households than owner-occupied homes, notes on rental properties are common here too, and we buy those as well.
Yes. Atlanta sits mostly in Fulton County, with parts in DeKalb County. We buy notes secured by property in both, and anywhere else in Georgia.
Often, yes. A bond for title is Georgia’s version of a land contract. It should be recorded with the Clerk of Superior Court in the county where the property is. Send us the contract and the payment history and we’ll review it.
In Georgia, a security deed with a power of sale allows a foreclosure without a lawsuit. Sales only happen on the first Tuesday of the month, after a notice runs once a week for four weeks in the county’s legal newspaper. Notes with a steady payment history are worth more, so tell us about any late payments up front.
No. The property has to be in or around Atlanta; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.
It depends on the balance, the interest rate, the payment history, the equity in the property and the borrower’s credit. A note specialist reviews those and sends you a written offer. Getting a quote is free and there’s no obligation.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Atlanta note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.