Home › Georgia › Atlanta
Local note buyers · Atlanta, GA

Mortgage Note Buyers in Atlanta, GA

Sold a home, land or a business in Atlanta with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.

  • Full or partial sale
  • A person reviews every note
  • Local line 678-904-4741

Get your cash offer

What are you selling?

Get my cash offer → Call 678-904-4741

Free and private. No obligation to sell.

  • 2207 St Clair Dr NE, # F, Atlanta, GA 30329
  • Local line 678-904-4741
  • Open Mon–Sat 7 AM–7 PM, Sun 9 AM–5 PM
  • Free, no-obligation quote

Your remaining payments, paid to you today

If you sold a property in Atlanta and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.

The example on the right is a seller-financed home in Atlanta: 38 payments made, 262 left. Your specialist prices it from the payment history, the equity and the payer.

Example note
$2,150 / month
Seller-financed home in Atlanta
Balance$268,400
Monthly payment$2,150
Payments made38
Payments left262
262 payments over about 22 years
One cash payment at closingYour price is set by a specialist after review

Selling a note in Georgia: what’s different here

  • Security deeds instead of mortgages. Most owner-financed sales in Georgia are secured by a security deed (deed to secure debt), not a mortgage. We buy notes secured either way.
  • Foreclosure without a lawsuit. A security deed with a power of sale lets the holder foreclose without going to court. Sales happen only on the first Tuesday of the month, after a notice runs once a week for four weeks in the county’s legal newspaper (O.C.G.A. § 9-13-161 and § 9-13-141).
  • Bond for title. Georgia’s version of a land contract. The seller keeps title until the buyer pays in full, and the contract should be recorded with the Clerk of Superior Court in the county where the property is (O.C.G.A. § 44-2-6). We review and buy these too.

General information, not legal advice. Talk with a Georgia real estate attorney about your own situation.

Where your Atlanta note is recorded

When you sell a note, the security deed (or bond for title) is assigned to the buyer, and that assignment is recorded with the same county clerk that recorded the original. Most of Atlanta is in Fulton County; parts of the city are in DeKalb County.

Fulton County Clerk of Superior Court

136 Pryor St SW, Atlanta, GA 30303

Records deeds, security deeds and assignments for property in Fulton County.

fultonclerk.org

DeKalb County Clerk of Superior Court, Real Estate Division

556 N. McDonough St, Decatur, GA 30030

Records deeds and assignments for property in the DeKalb County part of Atlanta.

dksuperiorclerk.com

You can look up recorded documents for any Georgia county in the statewide index run by the Georgia Superior Court Clerks’ Cooperative Authority (GSCCCA). Having the recording information for your security deed ready speeds up a quote.

How selling your note works

  1. Tell us about the note

    Use the quote form or call 678-904-4741. The basics are enough: the balance, the payment, how many payments are left and the property address.

  2. Send the documents

    The promissory note, the security deed or bond for title, the closing statement and the payment history.

  3. Get a written offer

    A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.

  4. Close and get paid

    Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.

Find out what your Atlanta note is worth

Free, no-obligation quote. Most people only need the basic terms to start.

Areas we serve in and around Atlanta

We buy notes on homes, land, rentals and commercial property across the Atlanta metro area, inside the city and in the surrounding cities and counties.

Atlanta neighborhoods

  • Buckhead
  • Midtown
  • Downtown
  • Old Fourth Ward
  • Inman Park
  • Virginia-Highland
  • Kirkwood
  • East Atlanta
  • Grant Park
  • West End
  • Cascade Heights
  • Southwest Atlanta

Nearby cities

  • Decatur
  • Sandy Springs
  • Brookhaven
  • Dunwoody
  • Marietta
  • Smyrna
  • East Point
  • College Park
  • Tucker

Counties

  • Fulton County
  • DeKalb County
  • Cobb County
  • Gwinnett County
  • Clayton County

Real Estate Mortgage Note Buyers Atlanta GA
2207 St Clair Dr NE, # F, Atlanta, GA 30329 · 678-904-4741
Mon–Sat 7 AM–7 PM, Sun 9 AM–5 PM

Atlanta housing market at a glance

A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Atlanta:

505,268people live in Atlanta
$439,600median home value in 2024 (it was $346,600 in 2021)
$85,652median household income
126,676renter households, next to 109,792 owner-occupied homes

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024), via Data USA.

What it means for you: home values in Atlanta have climbed since 2021, so many seller-financed properties now have more equity behind them than when the note was written. More equity makes a note safer for a buyer, which helps the price you’re offered. With more renter households than owner-occupied homes, notes on rental properties are common here too, and we buy those as well.

Questions from Atlanta note holders

Do you buy notes on properties in every part of Atlanta?

Yes. Atlanta sits mostly in Fulton County, with parts in DeKalb County. We buy notes secured by property in both, and anywhere else in Georgia.

My buyer pays me on a bond for title. Can I sell it?

Often, yes. A bond for title is Georgia’s version of a land contract. It should be recorded with the Clerk of Superior Court in the county where the property is. Send us the contract and the payment history and we’ll review it.

What happens if my borrower stops paying?

In Georgia, a security deed with a power of sale allows a foreclosure without a lawsuit. Sales only happen on the first Tuesday of the month, after a notice runs once a week for four weeks in the county’s legal newspaper. Notes with a steady payment history are worth more, so tell us about any late payments up front.

Do I have to be in Atlanta to sell my note?

No. The property has to be in or around Atlanta; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.

What will I get for my Atlanta note?

It depends on the balance, the interest rate, the payment history, the equity in the property and the borrower’s credit. A note specialist reviews those and sends you a written offer. Getting a quote is free and there’s no obligation.

Get your cash offer

This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Atlanta note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.

  • Quote for a full or partial purchase
  • Your information stays private
  • Prefer to talk? Call 678-904-4741
Call nowGet my offer
small_c_popup

Learn how we helped 100 top brands gain success.

Let's have a chat