Your Note Selling Solution.
Selling a mortgage note to pay off debts provides immediate cash relief, simplifies finances, and potentially boosts credit scores.
Selling your mortgage note provides liquidity to diversify your portfolio, reducing dependence on a single income source and potentially enhancing overall investment stability.
Selling your mortgage note to Payment Collection Relief ensures a hassle-free, worry-free approach to managing your financial future.
The purchase price depends on factors like the note’s balance, interest rate, and property value. We’ll provide a competitive offer based on these factors.
Our fees are typically covered by the buyer. You won’t incur any upfront costs or hidden fees when selling your note to us.
The timeline varies but can typically range from a few weeks to a couple of months. We strive to complete transactions as efficiently as possible.
Yes, you’ll continue to receive payments until the sale is completed. Afterward, the buyer will start receiving payments.
Once the note is sold, the buyer assumes the risk of default. You won’t be responsible for collections or potential losses.
Yes, we can discuss selling a partial interest in your note if you prefer to retain some of the future payments.
We’ll provide you with a detailed analysis and offer to help you make an informed decision based on your financial goals.
Absolutely, we encourage you to seek professional advice to ensure that selling your mortgage note aligns with your financial objectives. We’re here to assist throughout the process.
A “whole note full purchase” refers to the complete sale of an entire promissory note, typically associated with real estate or other loans. In this transaction, the note holder transfers all rights to future payments, including principal and interest, to the buyer in exchange for an immediate lump sum of cash. This option provides the note holder with immediate liquidity and eliminates the future risk and responsibility associated with collecting payments, making it a straightforward way to realize the full value of the note upfront. It’s a popular choice for those seeking a clean exit from their investment or financial commitment.
A Partial Note Purchase is a flexible option for note holders seeking immediate cash while retaining an interest in future payments. In this arrangement, you sell a portion of your note’s payment stream, allowing you to access upfront funds without completely divesting your investment. It’s an advantageous choice when you want to strike a balance between satisfying current financial needs and maintaining a stake in the long-term revenue from the note. Partial note purchases are often structured to provide a lump sum upfront, followed by the remaining payments as they become due. This approach allows you to optimize your cash flow while still benefiting from the potential returns of your note investment over time.
The sale of balloon payments offers flexibility for note holders. Whether you choose to sell all or only a portion of these lump-sum payments, it allows you to access immediate cash while potentially retaining some future income. Selling all balloon payments can provide complete liquidity, while selling a portion strikes a balance between cash needs and maintaining a stake in the long-term income stream, providing a tailored solution to meet your financial objectives.