Owner-financed homes, land, commercial property or the sale of a business: if you collect payments on a note, we’d like to review it. Free quote, no obligation.
What are you selling?
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When you sell something on terms and the buyer pays you over time, you hold a note. We buy those notes from private sellers across the country: all of the payments, or only some of them, so you can have cash now instead of waiting years.
The example on the right shows how it works: the payments still owed to you become one lump sum at closing. Your borrower keeps the same terms and simply pays the new holder.
Each page explains how that kind of note is reviewed, which documents help and what your options are.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
For investors who want to buy performing notes.
Free, no-obligation quote. Most people only need the basic terms to start.
Every note is priced on its own. These are the main things a note buyer looks at, and what you can do to help:
Your lien is the first one on the property. These are the notes we see most and the easiest to sell.
Another loan sits ahead of yours. We look at the equity above the first loan and whether that loan is current.
Sell a set number of upcoming payments for cash now and keep the rest. It works for most note types.
| Sell the whole note | Sell part of the payments | Keep collecting | |
|---|---|---|---|
| Cash now | One lump sum for all remaining payments | A lump sum for a set number of payments | None; you receive payments over time |
| After that | You’re done collecting | Payments come back to you once the sold ones are paid | You keep collecting until payoff |
| Risk of non-payment | Moves to the note buyer | Shared: the buyer carries the sold payments | Stays with you |
| Fits you if | You want out completely or have a better use for all the money | You need a set amount now and want long-term income | The payer is reliable and you don’t need cash |
Not sure? Ask for a full and a partial quote at the same time and compare them side by side.
We review notes secured by property anywhere in the United States. Find state-specific information:
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
For investors who want to buy performing notes.
Yes. We review notes secured by property anywhere in the United States, and business notes from sellers nationwide.
It depends on the note. Send the basic terms and we’ll tell you early whether it fits, before you spend time on paperwork.
Sometimes. Tell us the payment history up front so we can tell you what’s possible.
Yes, for most note types. We buy a set number of payments, and the rest come back to you afterward.
Ask the Note Assistant or call us. Tell us what you sold and how you’re being paid, and we’ll work out the rest with you.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.
Want to read more first? See how the note selling process works or our FAQ.
