Performing notes secured by real estate, offered to investors on our list first.
Looking to invest in notes secured by real estate? CashNoteUSA buys privately held notes across the country and offers selected notes to investors. Join our investor list to see offerings that match what you want.
A note pays you each month from the borrower’s payments, without owning or managing the property.
Each note is backed by a recorded lien on the property, which you can enforce if payments stop.
Pick the note type, lien position, location and size that fit your plan.
Owner-financed homes and small rentals in first position, with a payment history.
Seconds with solid equity above the first loan.
Notes and contracts for deed on land, often with smaller balances.
Notes on retail, office, industrial and multifamily property.
A set number of payments from a note, for a defined term.
Selected seller-financed business notes with strong security.
Tell us what you’re looking for: note type, position, states and amount.
You receive a note package with the terms, payment history, value information and title details.
Review the documents with your own advisors and ask any questions.
Closing runs through a title or escrow company, the assignment is recorded, and payments start coming to you or your servicer.
Join our investor list and tell us what you’re looking for. No cost, no obligation.
We collect the note, the recorded lien, the settlement statement and any title policy, and check that they match.
We verify how the borrower has paid, from bank records or a servicer’s history.
We review the property’s value, often with a broker price opinion, and the equity behind the note.
We check title and lien position and, where permitted, the borrower’s credit.
Every note we offer comes with a summary like this, followed by the full document package:
| Field | What you’ll see |
|---|---|
| Property | Type, city and state, occupancy |
| Lien position | First or second, and any senior loan |
| Note terms | Unpaid balance, interest rate, monthly payment, remaining term, any balloon |
| History | Payments made and how they were paid |
| Value | Value information and the equity behind the note |
| Offered as | Whole note or partial interest, and the asking price |
A performing note is one where the borrower is paying as agreed. That’s what most of our offerings are, and it suits investors who want monthly income. A non-performing note is one where payments have stopped; those are bought at a deeper discount by investors who are prepared to work out a solution or foreclose. Tell us which you’re interested in when you join the list.
Notes can be a solid part of a portfolio, but they’re not without risk. Borrowers can stop paying, foreclosure takes time and money, property values can fall, and a note can’t always be resold quickly. Review every offering carefully, use a licensed loan servicer, and talk with your own legal and tax advisors before you buy.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
We recommend a licensed loan servicer to collect payments, handle escrow and send statements. We can share servicers investors use.
Yes, from time to time we offer partial interests: a set number of payments from a note.
Yes. You receive a note package and can complete your own due diligence before closing.
Across the United States. Tell us your preferred states when you join the list.
Many investors buy notes through self-directed retirement accounts. Check with your custodian and tax advisor first.
No. Joining is free and doesn’t obligate you to buy anything.
Tell us what kinds of notes interest you and roughly how much you’d like to place. We’ll contact you when a matching note is available.
Selling a note instead? Get a quote here.
