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Local note buyers · Dallas, TX

Mortgage Note Buyers in Dallas, TX

Sold a home, land or a business in Dallas with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.

  • Full or partial sale
  • A person reviews every note
  • Local line 469-802-7880

Get your cash offer

What are you selling?

Get my cash offer → Call 469-802-7880

Free and private. No obligation to sell.

  • 2732 Daybreak Dr, # F Dallas, TX 75287
  • Local line 469-802-7880
  • Full or partial purchase
  • Free, no-obligation quote

Your remaining payments, paid to you today

If you sold a property in Dallas and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.

The example on the right is a made-up Dallas note to show how it works: 36 payments made, 264 left. Your specialist prices your note from its payment history, the equity and the payer.

Example note
$2,060 / month
Seller-financed home in Dallas
Balance$231,800
Monthly payment$2,060
Payments made36
Payments left264
264 payments over about 22 years
One cash payment at closingYour price is set by a specialist after review

Selling a note in Texas: what’s different here

  • Deeds of trust and first-Tuesday sales. Most Texas owner-financed sales are secured by a deed of trust with a power of sale. Trustee’s sales happen at the county courthouse on the first Tuesday of the month, between 10 a.m. and 4 p.m., after a notice of sale posted, filed and mailed at least 21 days ahead (Tex. Prop. Code § 51.002).
  • A chance to catch up first. If the property is the borrower’s home, the holder must first send a notice of default giving at least 20 days to cure before the notice of sale (§ 51.002(d)).
  • Contracts for deed have extra rules. For a residential contract for deed, the seller must record the contract within 30 days of signing (§ 5.076) and send the buyer an annual accounting statement by January 31 (§ 5.077). The buyer gets 30 days to cure after a default notice (§ 5.065), and once 40 percent of the price or 48 monthly payments have been paid, the seller must give 60 days and sell through a trustee instead of simply cancelling (§ 5.066). A recorded contract with complete statements is worth more to a buyer.

General information, not legal advice. Talk with a Texas real estate attorney about your own situation.

Where your Dallas note is recorded

When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Most of Dallas is in Dallas County; parts of the city reach into Collin, Denton, Kaufman and Rockwall counties. A note is recorded in the county where the property is.

Dallas County Clerk, Recording Division

Records Building, 500 Elm Street, Suite 2100, Dallas, TX 75202

Records deeds of trust, contracts for deed and assignments for property in Dallas County.

dallascounty.org

Collin County Clerk

2300 Bloomdale Road, Suite 2106, McKinney, TX 75071

For property in the Collin County part of Dallas.

Denton County Clerk, Recording Division

1450 E. McKinney St., Denton, TX 76209

For property in the Denton County part of Dallas.

Kaufman and Rockwall County Clerks

1902 US Highway 175, Kaufman, TX 75142 · 1111 E. Yellowjacket Lane, Suite 100, Rockwall, TX 75087

For property in the Kaufman or Rockwall County parts of Dallas.

Having the recording number of your deed of trust or contract for deed ready speeds up a quote.

How selling your note works

  1. Tell us about the note

    Use the quote form or call 469-802-7880. The basics are enough: the balance, the payment, how many payments are left and the property address.

  2. Send the documents

    The promissory note, the recorded mortgage, deed of trust or contract for deed, the closing statement and the payment history.

  3. Get a written offer

    A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.

  4. Close and get paid

    Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.

Find out what your Dallas note is worth

Free, no-obligation quote. Most people only need the basic terms to start.

Areas we serve in and around Dallas

We buy notes on homes, land, rentals and commercial property across the Dallas area, inside the city and in the surrounding cities and counties.

Dallas neighborhoods

  • Downtown
  • Uptown
  • Oak Lawn
  • Deep Ellum
  • Bishop Arts District
  • Oak Cliff
  • Kessler Park
  • Lakewood
  • Lower Greenville
  • Lake Highlands
  • Preston Hollow
  • Pleasant Grove

Nearby cities and communities

  • Irving
  • Garland
  • Grand Prairie
  • Rowlett
  • Cedar Hill
  • Coppell
  • Seagoville
  • Sunnyvale
  • Highland Park
  • University Park

Counties

  • Dallas County
  • Collin County
  • Denton County
  • Kaufman County
  • Rockwall County

Dallas housing market at a glance

A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Dallas:

1,307,930people live in Dallas
$320,700median home value (it was $230,000 in the 2017–2021 survey)
$70,518median household income
307,300renter households, next to 226,615 owner-occupied homes

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via Data USA.

What it means for you: Home values in Dallas have climbed since the 2017–2021 survey, so notes written on Dallas homes a few years ago usually have more equity behind them now. With more renter households than owner-occupied homes, notes on rental houses and small multifamily properties are common here, and Texas’s first-Tuesday trustee sale gives a defined path if a payer stops paying.

Questions from Dallas note holders

Do you buy notes in every part of Dallas?

Yes, in all five counties the city touches (Dallas, Collin, Denton, Kaufman and Rockwall) and in nearby cities like Irving, Garland and Grand Prairie, and anywhere else in Texas.

My buyer pays me on a contract for deed. Can I sell it?

Often, yes. Send us the contract for deed and the payment history and we’ll review it. A contract for deed that’s properly recorded, with clean payment records, is worth the most.

What happens if my borrower stops paying?

Most Texas owner-financed sales are secured by a deed of trust with a power of sale. Trustee’s sales happen at the county courthouse on the first Tuesday of the month, between 10 a.m. and 4 p.m., after a notice of sale posted, filed and mailed at least 21 days ahead (Tex. Prop. Code § 51.002).

Do I have to live in Dallas to sell my note?

No. The property has to be in or around Dallas; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.

What will I get for my Dallas note?

It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.

Get your cash offer

This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Dallas note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.

  • Quote for a full or partial purchase
  • Your information stays private
  • Prefer to talk? Call 469-802-7880
Call nowGet my offer
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