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Local note buyers · Upper Darby, PA

Mortgage Note Buyers in Upper Darby, PA

Sold a home, land or a business in Upper Darby with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.

  • Full or partial sale
  • A person reviews every note
  • Local line 484-469-8181

Get your cash offer

What are you selling?

Get my cash offer → Call 484-469-8181

Free and private. No obligation to sell.

  • 570 Larchwood Ave. # C Upper Darby, PA 19082
  • Local line 484-469-8181
  • Full or partial purchase
  • Free, no-obligation quote

Your remaining payments, paid to you today

If you sold a property in Upper Darby and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.

The example on the right is a made-up Upper Darby note to show how it works: 36 payments made, 264 left. Your specialist prices your note from its payment history, the equity and the payer.

Example note
$1,620 / month
Seller-financed home in Upper Darby
Balance$171,500
Monthly payment$1,620
Payments made36
Payments left264
264 payments over about 22 years
One cash payment at closingYour price is set by a specialist after review

Selling a note in Pennsylvania: what’s different here

  • Mortgages are foreclosed in court. A Pennsylvania mortgage is foreclosed through a court case that ends in a sheriff’s sale of the property.
  • Notices come first on a home. Before foreclosing on a borrower’s principal residence, the holder generally must send the state’s Act 91 notice, which gives the homeowner time to meet a housing counselor and apply for emergency mortgage assistance (12 Pa. Code § 31.203). Where Act 91 doesn’t apply, a residential mortgage holder must give at least 30 days’ written notice of intent to foreclose (41 P.S. § 403).
  • Installment land contracts are treated like mortgages. Pennsylvania courts treat an installment land contract much like a mortgage, so the seller generally has to foreclose rather than simply evict, and the buyer keeps the right to cure (Anderson Contracting Co. v. Daugherty, Pa. Super. 1979).

General information, not legal advice. Talk with a Pennsylvania real estate attorney about your own situation.

Where your Upper Darby note is recorded

When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Upper Darby is a township in Delaware County, on the western edge of Philadelphia.

Delaware County Recorder of Deeds

Government Center, Room 108, 201 W. Front Street, Media, PA 19063

Records deeds, mortgages, assignments and satisfactions of mortgage for property in Delaware County.

delcopa.gov

Documents need a 1-inch top margin for the recording stamp, and records back to 1799 can be searched online.

How selling your note works

  1. Tell us about the note

    Use the quote form or call 484-469-8181. The basics are enough: the balance, the payment, how many payments are left and the property address.

  2. Send the documents

    The promissory note, the recorded mortgage, deed of trust or installment land contract, the closing statement and the payment history.

  3. Get a written offer

    A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.

  4. Close and get paid

    Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.

Find out what your Upper Darby note is worth

Free, no-obligation quote. Most people only need the basic terms to start.

Areas we serve in and around Upper Darby

We buy notes on homes, land, rentals and commercial property across the Upper Darby area, inside the city and in the surrounding cities and counties.

Upper Darby neighborhoods

  • Drexel Hill
  • Aronimink
  • Beverly Hills
  • Bywood
  • Cardington
  • Fernwood
  • Highland Park
  • Kirklyn
  • Primos
  • Secane
  • Stonehurst Hills
  • Westbrook Park

Nearby cities and communities

  • Philadelphia
  • Millbourne
  • East Lansdowne
  • Lansdowne
  • Yeadon
  • Darby
  • Clifton Heights
  • Aldan
  • Springfield Township
  • Haverford Township

Counties

  • Delaware County
  • Philadelphia County
  • Montgomery County
  • Chester County

CNU Mortgage Note Buyers Upper Darby PA
570 Larchwood Ave. # C Upper Darby, PA 19082 · 484-469-8181

Upper Darby housing market at a glance

A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Upper Darby:

85,486people live in Upper Darby Township
$219,100median home value (it was $157,700 in the 2017–2021 survey)
$71,481median household income
19,087owner-occupied homes, next to 14,121 renter households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via data.census.gov and Census Reporter.

What it means for you: Upper Darby home values have risen since the 2017–2021 survey, so many notes on rowhomes and twins here now have more equity behind them. Because Pennsylvania forecloses in court and requires notices first on a home, a buyer looks closely at the recorded mortgage and a steady payment history.

We also buy notes near Upper Darby

Questions from Upper Darby note holders

Do you buy notes around Upper Darby?

Yes: in Upper Darby, Drexel Hill, Lansdowne, Clifton Heights and the rest of Delaware County, in Philadelphia, and anywhere else in Pennsylvania.

My buyer pays me on a installment land contract. Can I sell it?

Often, yes. Send us the installment land contract and the payment history and we’ll review it. A installment land contract that’s properly recorded, with clean payment records, is worth the most.

What happens if my borrower stops paying?

A Pennsylvania mortgage is foreclosed through a court case that ends in a sheriff’s sale of the property.

Do I have to live in Upper Darby to sell my note?

No. The property has to be in or around Upper Darby; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.

What will I get for my Upper Darby note?

It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.

Get your cash offer

This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Upper Darby note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.

  • Quote for a full or partial purchase
  • Your information stays private
  • Prefer to talk? Call 484-469-8181
Call nowGet my offer
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