Straight answers about selling a mortgage note, land contract, business or commercial note. Can’t find yours? Call us or ask the Note Assistant.
What are you selling?
Get my cash offer → Call 888-297-4099Free and private. No obligation to sell.
If you have a question about selling a note and can’t find the answer here, call or email us and a note specialist will answer it.
The example on the right shows how it works: the payments still owed to you become one lump sum at closing. Your borrower keeps the same terms and simply pays the new holder.
You tell us about the note, we send a no-obligation offer, and if you accept we review the documents, the title and the payment history. A title company or attorney then closes the sale and releases your funds.
Residential and commercial mortgage notes, trust deeds, land contracts and contracts for deed, business and equipment notes, and promissory notes. Performing and non-performing, firsts and seconds.
Yes. A partial purchase buys a set number of upcoming payments for cash now; after those, the payments come back to you.
It depends on your goals. We’ll show you the numbers for a full and a partial sale; it’s a good idea to also talk with your own financial or tax advisor.
Mainly by the balance, interest rate and payments left, the payer’s payment history and credit, the value of the property or collateral, and your lien position.
Usually not. A buyer pays today for payments that arrive over years, so the price is below the remaining balance. A partial sale can narrow that gap.
Yes. Ask us to explain how we arrived at the number, and tell us what matters most to you; sometimes a different structure, like a partial sale, works better.
Free, no-obligation quote. Most people only need the basic terms to start.
The signed note, the recorded mortgage, deed of trust or contract, and the payment history. A settlement statement, title policy and insurance details also help.
That’s common with private notes. Copies often come from the closing attorney, the escrow company or the county records; we’ll tell you what’s needed.
A title company or attorney prepares the assignment documents and releases the funds to you.
Only with your permission, and usually only to confirm the payment history near the end of the review.
Sometimes, including firsts and seconds. Share the payment history and the property details so we can tell you what’s possible.
Yes: notes secured by retail, office, industrial or multifamily property, and notes from the sale of a business or equipment.
After a full sale, the note belongs to the buyer, and collecting it is the buyer’s job, not yours.
Yes. We review notes secured by property anywhere in the United States.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
For investors who want to buy performing notes.
No. The quote is free and there’s no obligation to sell.
Fill in the quote form below, ask the Note Assistant or call 888-297-4099.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.
Want to read more first? See how the note selling process works or our FAQ.
