Sold a home, land or a business in Carbondale with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.
What are you selling?
Get my cash offer → Call 618-816-5161Free and private. No obligation to sell.
If you sold a property in Carbondale and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.
The example on the right is a made-up Carbondale note to show how it works: 47 payments made, 193 left. Your specialist prices your note from its payment history, the equity and the payer.
General information, not legal advice. Talk with an Illinois real estate attorney about your own situation.
When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Carbondale is in Jackson County, whose county seat is Murphysboro; a small part of the city is in Williamson County.
1001 Walnut Street, Murphysboro, IL 62966
Records deeds, mortgages, installment contracts and assignments for property in Jackson County.
Recording fees are paid in advance, and a deed needs the property identification number, so have it ready along with your recorded mortgage or installment contract.
Use the quote form or call 618-816-5161. The basics are enough: the balance, the payment, how many payments are left and the property address.
The promissory note, the recorded mortgage, deed of trust or installment contract, the closing statement and the payment history.
A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.
Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.
Free, no-obligation quote. Most people only need the basic terms to start.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
We buy notes on homes, land, rentals and commercial property across the Carbondale area, inside the city and in the surrounding cities and counties.
CNU Mortgage Note Buyers Carbondale IL
134 Rickdale Rd. # C, Carbondale, IL 62902 · 618-816-5161
A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Carbondale:
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via Data USA.
What it means for you: Carbondale is a college town where most households rent, so many local notes come from landlords and small investors who sold rental homes on terms. In a market this size, a buyer looks most closely at the payment history and the property itself rather than at citywide numbers.
Yes: in Carbondale, Murphysboro, Carterville, Marion and Herrin, across Jackson, Williamson, Union, Perry and Franklin counties, and anywhere else in Illinois.
Often, yes. Send us the installment contract and the payment history and we’ll review it. A installment contract that’s properly recorded, with clean payment records, is worth the most.
Illinois mortgages are foreclosed through a court case under the Illinois Mortgage Foreclosure Law. For a home, the owner’s redemption period generally ends at the later of seven months after being served or three months after the judgment (735 ILCS 5/15-1603).
No. The property has to be in or around Carbondale; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.
It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Carbondale note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.
