Sold a home, land or a business in Junction City with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.
What are you selling?
Get my cash offer → Call 785-471-3220Free and private. No obligation to sell.
If you sold a property in Junction City and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.
The example on the right is a made-up Junction City note to show how it works: 30 payments made, 210 left. Your specialist prices your note from its payment history, the equity and the payer.
General information, not legal advice. Talk with a Kansas real estate attorney about your own situation.
When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Junction City is the county seat of Geary County, next to Fort Riley.
200 E 8th Street, Junction City, KS 66441
Records deeds, mortgages and assignments for property in Geary County.
Geary County’s records aren’t searchable online, so searches are done at the office; the county now accepts electronic recording. Call before visiting, because office hours can change.
Use the quote form or call 785-471-3220. The basics are enough: the balance, the payment, how many payments are left and the property address.
The promissory note, the recorded mortgage, deed of trust or contract for deed, the closing statement and the payment history.
A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.
Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.
Free, no-obligation quote. Most people only need the basic terms to start.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
We buy notes on homes, land, rentals and commercial property across the Junction City area, inside the city and in the surrounding cities and counties.
CNU Mortgage Note Buyers Junction City KS
204 E 13th St. # D, Junction City, KS 66441 · 785-471-3220
A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Junction City:
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via Data USA.
What it means for you: With Fort Riley next door, households in Junction City move often, and a note holder who is reassigned may want the payments as one lump sum. Home values have risen since the 2017–2021 survey, so many older Junction City notes now have more equity behind them.
Yes: in Junction City, Grandview Plaza, Milford, Manhattan and Ogden, across Geary, Riley, Dickinson and Morris counties, and anywhere else in Kansas.
Often, yes. Send us the contract for deed and the payment history and we’ll review it. A contract for deed that’s properly recorded, with clean payment records, is worth the most.
If a note counts as a consumer credit transaction under the Kansas Uniform Consumer Credit Code, the holder can’t speed up the balance or take the collateral for a missed payment until 20 days after a notice of the borrower’s right to cure is given (K.S.A. 16a-5-111). Many private seller-financed notes aren’t consumer credit, so check how yours is treated.
No. The property has to be in or around Junction City; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.
It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Junction City note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.
