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Local note buyers · Chandler, AZ

Mortgage Note Buyers in Chandler, AZ

Sold a home, land or a business in Chandler with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.

  • Full or partial sale
  • A person reviews every note
  • Local line 520-500-8449

Get your cash offer

What are you selling?

Get my cash offer → Call 520-500-8449

Free and private. No obligation to sell.

  • 587 N Comanche Dr, # D Chandler, AZ 85224
  • Local line 520-500-8449
  • Full or partial purchase
  • Free, no-obligation quote

Your remaining payments, paid to you today

If you sold a property in Chandler and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.

The example on the right is a made-up Chandler note to show how it works: 38 payments made, 262 left. Your specialist prices your note from its payment history, the equity and the payer.

Example note
$2,690 / month
Seller-financed home in Chandler
Balance$318,500
Monthly payment$2,690
Payments made38
Payments left262
262 payments over about 22 years
One cash payment at closingYour price is set by a specialist after review

Selling a note in Arizona: what’s different here

  • Deeds of trust and trustee’s sales. Most Arizona owner-financed sales are secured by a deed of trust, which can be enforced by a trustee’s sale without going to court. The notice of sale is recorded, posted on the property at least 20 days ahead and published once a week for four weeks, and the sale can’t be held before the 91st day after the notice was recorded (A.R.S. § 33-808).
  • Borrowers can reinstate until the day before the sale. The borrower can stop the sale by paying what is past due plus the allowed costs and trustee’s fees, up to 5 p.m. on the last business day before the sale (A.R.S. § 33-813).
  • Home notes and agreements for sale. On a home of 2.5 acres or less used as a one- or two-family dwelling, the holder generally can’t sue for a shortfall after a trustee’s sale (A.R.S. §§ 33-814(G), 33-729(A)), so the equity behind the note is what a buyer prices. Under an agreement for sale, the seller must wait before forfeiting, and the wait grows with what the buyer has paid: 30 days if less than 20 percent of the price is paid, up to nine months once half is paid (§ 33-742(D)); then a notice of election to forfeit is recorded and served at least 20 days ahead (§ 33-743).

General information, not legal advice. Talk with an Arizona real estate attorney about your own situation.

Where your Chandler note is recorded

When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Chandler is in Maricopa County, in the East Valley southeast of Phoenix.

Maricopa County Recorder

Phoenix, AZ (see the Recorder’s website for office locations and hours)

Records deeds of trust, agreements for sale, assignments and notices of trustee’s sale for property in Maricopa County.

recorder.maricopa.gov

Have the recording number of your deed of trust or agreement for sale handy; it speeds up a quote.

How selling your note works

  1. Tell us about the note

    Use the quote form or call 520-500-8449. The basics are enough: the balance, the payment, how many payments are left and the property address.

  2. Send the documents

    The promissory note, the recorded mortgage, deed of trust or agreement for sale, the closing statement and the payment history.

  3. Get a written offer

    A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.

  4. Close and get paid

    Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.

Find out what your Chandler note is worth

Free, no-obligation quote. Most people only need the basic terms to start.

Areas we serve in and around Chandler

We buy notes on homes, land, rentals and commercial property across the Chandler area, inside the city and in the surrounding cities and counties.

Chandler neighborhoods

  • Downtown Chandler
  • Uptown Chandler
  • West Chandler
  • North Chandler
  • South Chandler

Nearby cities and communities

  • Gilbert
  • Tempe
  • Mesa
  • Phoenix
  • Queen Creek
  • San Tan Valley
  • Maricopa
  • Gila River Indian Community

Counties

  • Maricopa County
  • Pinal County

Mortgage Note Buyers Chandler AZ
587 N Comanche Dr, # D Chandler, AZ 85224 · 520-500-8449

Chandler housing market at a glance

A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Chandler:

280,136people live in Chandler
$507,800median home value (it was $351,600 in the 2017–2021 survey)
$108,095median household income
70,021owner-occupied homes, next to 37,672 renter households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via Data USA.

What it means for you: Chandler home values have climbed sharply since the 2017–2021 survey, so notes written on Chandler homes a few years ago usually have much more equity behind them today. Because Arizona limits shortfall claims on most home notes, that equity is what a buyer looks at first, along with the payment history.

Questions from Chandler note holders

Do you buy notes around Chandler?

Yes: in Chandler, Gilbert, Tempe, Mesa and the rest of the East Valley, across Maricopa and Pinal counties, and anywhere else in Arizona.

My buyer pays me on a agreement for sale. Can I sell it?

Often, yes. Send us the agreement for sale and the payment history and we’ll review it. A agreement for sale that’s properly recorded, with clean payment records, is worth the most.

What happens if my borrower stops paying?

Most Arizona owner-financed sales are secured by a deed of trust, which can be enforced by a trustee’s sale without going to court. The notice of sale is recorded, posted on the property at least 20 days ahead and published once a week for four weeks, and the sale can’t be held before the 91st day after the notice was recorded (A.R.S. § 33-808).

Do I have to live in Chandler to sell my note?

No. The property has to be in or around Chandler; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.

What will I get for my Chandler note?

It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.

Get your cash offer

This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Chandler note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.

  • Quote for a full or partial purchase
  • Your information stays private
  • Prefer to talk? Call 520-500-8449
Call nowGet my offer
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