Sold a home, land or a business in Killeen with owner financing? Turn the payments you’re owed into one lump sum. Free quote, no obligation.
What are you selling?
Get my cash offer → Call 737-263-3975Free and private. No obligation to sell.
If you sold a property in Killeen and let the buyer pay you over time, you hold a note. We buy the payments still owed to you, all of them or only some, and pay you one lump sum at closing. Your buyer keeps the same terms and simply pays the new holder.
The example on the right is a made-up Killeen note to show how it works: 33 payments made, 267 left. Your specialist prices your note from its payment history, the equity and the payer.
General information, not legal advice. Talk with a Texas real estate attorney about your own situation.
When you sell a note, the mortgage, deed of trust or contract is assigned to the buyer, and the assignment is recorded with the same county office that recorded the original. Killeen is in Bell County; the county seat and the clerk’s office are in Belton.
Bell County Justice Center, 1201 Huey Road, Belton, TX 76513
Records deeds of trust, contracts for deed and assignments for property in Bell County. Mail: P.O. Box 480, Belton, TX 76513.
The clerk also accepts electronic recording through approved vendors, so an assignment can be recorded without a trip to Belton.
Use the quote form or call 737-263-3975. The basics are enough: the balance, the payment, how many payments are left and the property address.
The promissory note, the recorded mortgage, deed of trust or contract for deed, the closing statement and the payment history.
A note specialist reviews the payment history, the property and the payer, then sends you a written offer for all or part of the note.
Closing runs through a title company or attorney. You receive one lump sum, and your borrower is told where to send future payments.
Free, no-obligation quote. Most people only need the basic terms to start.
Owner-financed homes, land and small rentals.
Seller financing from the sale of a business or equipment.
Notes secured by retail, office, industrial and multifamily property.
Private notes secured by real estate or other collateral.
Contracts for deed and installment land contracts.
We buy notes on homes, land, rentals and commercial property across the Killeen area, inside the city and in the surrounding cities and counties.
A note is only as strong as the property and the market behind it. These are the numbers a note buyer looks at for Killeen:
Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024 unless noted), via Data USA.
What it means for you: Killeen’s home values have risen since the 2017–2021 survey while the population kept growing, so many older Killeen notes now sit on property with more equity. About half of households rent, and with a large military population, a buyer will also ask whether the payer has moved, for example on new orders.
Yes: in Killeen, Harker Heights, Copperas Cove, Nolanville, Belton and Temple, across Bell, Coryell and Lampasas counties, and anywhere else in Texas.
Often, yes. Send us the contract for deed and the payment history and we’ll review it. A contract for deed that’s properly recorded, with clean payment records, is worth the most.
Most Texas owner-financed sales are secured by a deed of trust with a power of sale. Trustee’s sales happen at the county courthouse on the first Tuesday of the month, between 10 a.m. and 4 p.m., after a notice of sale posted, filed and mailed at least 21 days ahead (Tex. Prop. Code § 51.002).
No. The property has to be in or around Killeen; you can live anywhere. Closings run through a title company or attorney, and documents can be signed with a mobile notary.
It depends on the balance, the interest rate, the payment history, the equity in the property and the payer’s credit. A note specialist reviews those and sends you a written offer. The quote is free and there’s no obligation.
This is the form the “Get my cash offer” buttons lead to. Fill in what you know about your Killeen note; you don’t need every detail to start. A note specialist reviews it and calls you with a written offer. No cost, no obligation.
